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Terms of Service	Please check the Anawise Account information you've entered above (feel free to change anything you like), and review the Terms of Service below.
	Terms of Use Agreement This Terms of Use Agreement sets forth the standards of use of the AnaWise.com (referred in the document as "Site" as well as "AnaWise.com"). By using the anawise.com website you (the "Member") agree to these terms and conditions. If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this website. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall become effective immediately upon being posted at AnaWise.com website. Your continued use of the Service after amendments are posted constitutes an acknowledgement and acceptance of the Agreement and its modifications. Except as provided in this paragraph, this Agreement may not be amended. 1. General Terms of Use The calculators provided in AnaWise are for hypothetical purposes only. You should enter numbers that are appropriate for your individual situation. The results of these calculators are for illustrative purposes only. Mantranomic, Inc. is neither a legal nor a tax advisor. AnaWise is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product, loan or mortgage offered by any institution, nor does AnaWise predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculators in AnaWise. Remember past performance is no guarantee of future results. Please consult with qualified professionals to discuss your situation. 2. Description of Service AnaWise.com provides Members a service that enables them to perform different analyses associated with purchase of home or evaluation of a purchasing decision. Member must provide (1) all equipment necessary for their own Internet connection, including computer and modem and (2) provide for Member’s access to the Internet, and (3) pay any fees relate with such connection. 3. Disclaimer of Warranties. The site is provided by Mantranomic, Inc on an "as is" and on an "as available" basis. To the fullest extent permitted by applicable law, Mantranomic Inc makes no representations or warranties of any kind, express or implied, regarding the use or the results of this web site in terms of its correctness, accuracy, reliability, or otherwise. Mantranomic Inc shall have no liability for any interruptions in the use of this Website. Mantranomic Inc disclaims all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above-referenced exclusion is inapplicable. 4. Limitation of Liability MANTRANOMIC INC SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, AND IN PARTICULAR MANTRANOMIC INC SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEB SITE OR THE INFORMATION CONTAINED IN IT, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF MANTRANOMIC INC HAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS IS INAPPLICABLE. 5. Indemnification Member agrees to indemnify and hold Mantranomic Inc, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of Member’s use of the Service, the violation of this Agreement, or infringement by Member, or other user of the Service using Member’s computer, of any intellectual property or any other right of any person or entity. 6. Modifications and Interruption to Service Mantranomic Inc reserves the right to modify or discontinue the Service with or without notice to the Member. Mantranomic Inc shall not be liable to Member or any third party should Mantranomic Inc exercise its right to modify or discontinue the Service. Member acknowledges and accepts that Mantranomic Inc does not guarantee continuous, uninterrupted or secure access to our website and operation of our website may be interfered with or adversely affected by numerous factors or circumstances outside of our control. 7. Third-Party Sites Our website may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms of use and privacy policies of each site, and we are not responsible therein. We encourage all Members to review said privacy policies of third-parties’ sites. 8. Disclaimer Regarding Accuracy of Vendor Information Product specifications and other information have either been provided by the Vendors or collected from publicly available sources. While Mantranomic Inc makes every effort to ensure that the information on this website is accurate, we can make no representations or warranties as to the accuracy or reliability of any information provided on this website. Mantranomic Inc makes no warranties or representations whatsoever with regard to any product provided or offered by any Vendor, and you acknowledge that any reliance on representations and warranties provided by any Vendor shall be at your own risk. 9. Governing Jurisdiction of the Courts Our website is operated and provided in the State of California. As such, we are subject to the laws of the State of California only, and such laws will govern this Terms of Use, without giving effect to any choice of law rules. We make no representation that our website or other services are appropriate, legal or available for use in other locations. Accordingly, if you choose to access our site you agree to do so subject to the internal laws and the exclusive jurisdiction of the State of California. 10. Compliance with Laws. Member assumes all knowledge of applicable law and is responsible for compliance with any such laws. Member may not use the Service in any way that violates applicable state, federal, or international laws, regulations or other government requirements. Member further agrees not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation. 11. Copyright and Trademark Information All content included or available on this site, including site design, text, graphics, interfaces, and the selection and arrangements thereof is ©2005 Mantranomic Inc, with all rights reserved, or is the property of Mantranomic Inc and/or third parties protected by intellectual property rights. Any use of materials on the website, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of Mantranomic Inc is strictly prohibited. Members agree that they will not use any robot, spider, or other automatic device, or manual process to monitor or copy our web pages or the content contained therein without prior written permission of an authorized officer of Mantranomic Inc. Mantranomic Inc’s trademarks may not be used in connection with any product or service that is not provided by Mantranomic Inc, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Mantranomic Inc. All other trademarks displayed on Mantranomic Inc’s website are the trademarks of their respective owners, and constitute neither an endorsement nor a recommendation of those Vendors. In addition, such use of trademarks or links to the web sites of Vendors is not intended to imply, directly or indirectly, that those Vendors endorse or have any affiliation with Mantranomic Inc. 12. Botnets Mantranomic Inc retains the right, at our sole discretion, to terminate any accounts involved with botnets and related activities. If any hostnames are used as command and control points for botnets, Mantranomic Inc reserves the right to direct the involved hostnames to a honeypot, loopback address, logging facility, or any other destination at our discretion. 13. Other Terms If any provision of this Terms of Use Agreement shall be unlawful, void or unenforceable for any reason, the other provisions (and any partially-enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent. You agree that this Terms of Use Agreement and any other agreements referenced herein may be assigned by Mantranomic Inc, in our sole discretion, to a third party in the event of a merger or acquisition. This Terms of Use Agreement shall apply in addition to, and shall not be superseded by, any other written agreement between us in relation to your participation as a Member. 14. User Privileges You acknowledge and agree that Mantranomic Inc may terminate your password or account or deny you access to all or part of AnaWise.com without prior notice if you engage in any conduct or activities that Mantranomic Inc in its sole discretion believes violate any of the terms and conditions, violate the rights of Mantranomic Inc, or is otherwise inappropriate for continued access. You acknowledge and agree that Mantranomic Inc may in its sole discretion deny you access through Mantranomic Inc to any materials stored on the Internet, or to access third party services, merchandise or information on the Internet through Mantranomic Inc, and Mantranomic Inc shall have no responsibility to notify any third-party providers of services, merchandise or information nor any responsibility for any consequences resulting from lack of notification. 15. Payment for services If you wish to make purchases through the Site, you may be asked by the merchant or information or service provider from whom you are making the purchase to supply certain information, including credit card or other payment mechanism information. You agree not to hold Mantranomic Inc liable for any loss or damage of any sort incurred as a result of any such dealings with any merchant or information or service provider through the Site. You agree that all information you provide any merchant or information or service provider through the Site for purposes of making purchases will be accurate, complete and current. The merchants and information and service providers offering merchandise, information and services through the Site set their own prices and may change prices or institute new prices at any time. You agree to pay all charges incurred by users of your account and credit card or other payment mechanism at the prices in effect when such charges are incurred. You also will be responsible for paying any applicable taxes relating to purchases through the Site.
	By clicking on 'I accept' below you are agreeing to the Terms of Service.